Retirement 101
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Defined Benefit Plans
A defined benefit plan, also called a pension plan, promises you income in retirement. [Learn more]
If you’re a public employee in a public plan, certain aspects of retirement plans affect you differently. Ask your benefits or HR department for details.
Defined Contribution Plans
With a defined contribution (DC) plan, your organization sets up an individual retirement savings account for you. These accounts are commonly called 401(k), 403(b), 457 or savings plans. [Learn more]
Have any questions? If you work in the skilled trades, go to your fund office. If you aren't sure who that is, check with your union steward. If you work in an office setting, see your benefits or HR department.
